Compare Mortgage Deals | Best Mortgage Rates in UK
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Understanding Mortgage Comparisons
Comparing mortgages can be challenging. Some deals look appealing due to a low initial rate, but it's important to also consider any fees tied to the mortgage. We recommend using the annual cost as the best measure of value for the mortgage size you want.
How We Calculate Annual Cost
The annual cost shows which mortgage is cheapest by including both fees and interest rates. It applies only to the initial deal, as switching after that period may save you more money.
Choosing Your Lender and Mortgage Type
Who lends the money and the type of mortgage offered play key roles. Calculating how much you can borrow depends on several factors, including the lender’s criteria.
“Each lender has different criteria and as brokers who, last year successfully placed mortgages with 59 different lenders, we are perfectly placed to match the right lender to your borrowing requirements.”
Sometimes, you may be able to borrow more than what our website calculator suggests, and that's where expert advice is valuable.
Summary
Using the annual cost helps find the best mortgage deal, factoring in fees and rates, while expert guidance ensures matching with lenders based on your needs.
Author's summary: Comparing mortgages by annual cost reveals the true value beyond low rates, and expert advice helps secure the best borrowing options tailored to you.